Manage Cash Flow Like Oxygen
Maintain a rolling thirteen-week cash forecast, updated every Friday. Spotlight big invoices and bills, then adjust spending or promotions early. One café pre-sold gift cards to bridge a slow month and avoided panic. Want our template? Subscribe and reply with “forecast”.
Manage Cash Flow Like Oxygen
Allocate every deposit into dedicated accounts—profit, owner’s pay, taxes, and operating expenses. Even tiny initial percentages build discipline. Each quarter, increase your profit allocation a little. Share your starting split and we’ll send a practical adjustment guide.
Manage Cash Flow Like Oxygen
Ask suppliers for volume breaks, early-pay discounts, and longer terms; compare alternatives yearly. Many say yes if you ask respectfully and show loyalty. Celebrate your best negotiation win in the comments to inspire fellow owners.